![]() However, consider working with an independent insurance agent who can help you determine how much life insurance you need and will shop around for you to find the best policy for your needs. You can shop for life insurance policies online, including options for getting life insurance with no medical exam. If you’re buying term life insurance, look for a policy that offers the option to convert to permanent coverage “so you have the option if you want to maintain the policy after the term runs its course,” Muhammad says.
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